Personal Injury

MOH Law have been helping the victims of accidents since 1995 and have dealt with thousands of injured people from straight forward "whiplash" claims to tetraplegia and fatalities.

At all times the emphasis has been on what we as Solicitors can do to help you, the injured person and your family deal with the problems you face. The Firm have been at the forefront of getting insurers to pay for private treatment to aid rehabilitation by organising physiotherapy, MRI scans as well as surgery where appropriate.

Unfortunately, these days, the emphasis, especially in the media, is on the amount of compensation you will get and it is forgotten that to obtain the compensation an individual has had to suffer an injury and that your first thoughts are on trying to get your life back together.

We at MOH Law will obtain the maximum amount of compensation to which you are entitled but on the way to obtaining the compensation we will be doing what we can to help you overcome the problems you will face as a result of the injury.

MOH Law are extremely well regarded within the Insurance market and are approved by all major Legal Expense Insurers. For those cases where there is no legal expense insurance in force, MOH Law are able to arrange appropriate insurance at no cost to the client.

The term ‘personal injury’ covers a broad range of injury and accident types – from whiplash sustained from a car accident, to a broken ankle from slipping on a pavement, to cerebral palsy caused through medical negligence. A personal injury can be physical or psychological, and can have long or short term effects.

Personal injury claims can be complicated and time-consuming, but with the help of specialist solicitors, the process can be made much more simple and quick. You can make a personal injury claim now with our simple online claim form opposite, or click on one of the links below to find out more about personal injury claims.

How to claim Type of claim Questions Jargon Buster

Type of claim

MOH have wide experience in dealing with claims arising from all types of accidents and are aware of the problems, legal, financial and emotional which arise as the result of being injured in an accident which was not your fault.

The emphasis is on what is best for you as an individual and it is not just a question of the money you receive but getting you the help you need when you need it, be it early rehabilitation in serious injury cases to getting your car repaired.

Road Traffic Accidents

Unfortunately, despite the advances in road safety, many people are injured every day in car and motorcycle accidents, which are not their fault.

The injuries range from minor jarring injuries to the neck, known as whiplash, to brain damage, paralysis and death.

If you are involved in a motor accident you should obtain full details of the person responsible for the accident to include;

Name and address
Name of their motor insurers and Policy Number.

It will also assist if you can obtain;

Names and addresses of any independent witnesses.
Police reference and details of reporting office if the Police attended.

Many motorists are uninsured these days but it is still possible to pursue a claim as the Motor Insurers Bureau will compensate an injured individual where the accident was caused by an uninsured motorist.

Accidents at Work

Your employer has a legal duty to take reasonable care of their employees and to provide a safe place of work.

There are numerous cases where employees are injured as a result of the employer failing in his duty as a result of;

Poor training
Inadequate supervision
Unsafe machinery and/or premises
Inadequate safety equipment or protective clothing

Other incidents will arise as the result of one of your fellow employees failing to perform his duties properly or maybe even fooling around.

Whatever the cause of the accident, it will need to be properly investigated to decide if the employer was ultimately responsible.

If you are injured at work it is imperative that the incident is reported to your employers and the names and addresses of any witnesses obtained.

Accidents in Public Places

Street, shops and places such as sports centres, restaurants, pubs, offices, hotels and gardens.

Numerous obligations are imposed on owners of premises who invite people onto their property to make sure the property is safe for those visitors.

In addition, the Local or County Councils have a general duty to maintain most roads and pavements to a reasonable standard.

Accordingly, if you are injured whilst slipping in a shop or tripping on a dangerous pavement or road then there may be a claim.

Any such incident should be reported to the owner of the property or the responsible Council and if possible names if possible names and addresses of independent witnesses obtained.

Photographs of the accident location will assist the inquiries into determining whether there is a valid claim.

Questions

Q:	Can I Claim?
A:	If you are the innocent victim of an accident caused by someone else and which has caused you injury then you are likely to have a claim.

Q:	How long do I have to claim?
A:	The basic rule is that any claim has to be brought within 3 years of the accident AND it is important that you obtain proper advice as soon as possible after any accident?

What can I claim for?

There are two parts to your claim:
1. The injury
2. Financial Losses

Medical evidence will be obtained to establish the injury and the effect upon you and your lifestyle.

The financial losses will include, in straightforward road accidents, the cost of repairs or policy excess, car hire or loss of use from having been deprived of your vehicle as well as incidental expenses such as postage and telephone.

In more complicated claims there will be treatment costs, loss of earnings and care provided whilst recovering from the injury.

It is important to obtain documentary evidence in respect of all expenses and losses.

How much will it cost me?

The simple answer is "Nothing"

Most people these days will have the benefit of Legal Expense Insurance either as part of their motor or household insurance policy and this will cover any legal expenses.

If you do not have a Legal Expense policy then providing there are reasonable prospects of success with your claim i.e. more than 50%, then we are able to arrange insurance which will cover your legal expenses.

See: Conditional fee agreement

Q:	How much money will I get?
A:	The level of damages you will receive is based upon the nature of the injury and assessed by using the Judicial Guidelines and previous case law.

Will my claim go to Court?

Most claims these days are resolved by negotiation with the Insurers or their solicitors for the responsible party.

However, whenever a claim is commenced we prepare your claim on the basis that it might eventually have to be resolved before a Judge.

Even when legal action has to be started, only a small number of claims will be concluded in Court.

How long will it take?

Whilst we endeavour to settle claims as quickly as possible the time a claim takes depends on the recovery made from the unfortunate injuries suffered.

We cannot advise you to settle your claim until we know the long term effects of your injuries and this can take up to 2 years from the accident to establish.

Once we are in a position to prepare your claim for settlement, we will not advise you to accept a settlement until we consider the offer made to be in your best interests and at the proper level of compensation.

Jargon Buster

Causation – did the act or failure to act cause the injury you are suffering from.

Claimant – the person injured and bringing the claim.

Compensation – the amount of money you receive at the end of your claim, also referred to as damages.

Conditional Fee Agreement – commonly known as "No win No fee", an agreement we enter into with you which means that on the successful completion of your claim we are entitled to a success fee paid for by the otherside. If the case is unsuccessful then you will not be required to pay any costs to the otherside or us as this risk is insured as part of the agreement.

Contributory Negligence – in some cases you may have contributed to the accident or injury by e.g not wearing a seatbelt and as a result the compensation will be reduced to reflect the amount of contribution, also referred to as split/shared liability.

Defendant – the person blamed for the accident.

General Damages – this is the money you receive in respect of the injury and is for the pain, suffering and loss of amenity caused by the injury.

Liability – responsibility for payment of compensation to another party

Limitation – the law states that you have 3 years from the date of the incident to start a legal case.

Mitigation – the law requires you to do what you can to reduce your losses e.g. using a bus/taxis rather than hiring a car.

Negligence – the act or failure to act which was responsible for your accident, also referred to as liability.

Special Damages – this is the money you receive in respect of the financial losses caused as a result of the accident such as, loss of earnings, repairs and policy excess.

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